Dental finance at DentalCarePlus
Spread the cost of your dental treatment – finance available from 0% APR
Interest-free example – 0% APR fiance
With this option, you spread the cost of your treatment over a period of time and, because there’s no interest, you don’t pay back any more than the cost of treatment.
0% APR 18 months
- Treatment cost: £2,000.00
- Deposit: £0.00
- Loan value: £2,000.00
- Term: 18 Months
- Rate of interest – 0% p.a. (fixed)
- 0% APR representative
- Monthly repayment: £111.11
- Total amount payable: £1,999.98
Interest-bearing example – 7.9% APR finance
With interest-bearing options for higher value treatments, you still spread the cost of your treatment with fixed-monthly repayments.
7.9% APR 42 Months
- Treatment cost: £6,000.00
- Deposit: £0.00
- Loan value: £6,000.00
- Term: 42 Months
- Rate of interest – 4.1% p.a. (fixed)
- 7.9% APR representative
- Monthly repayment: £163.24
- Total amount payable: £6,856.08
All loans subject to status. T&Cs apply. Finance applicant must be aged 18 or over and a UK resident.
How does patient finance benefit me?
Patient finance reduces the financial barriers you can face when it comes to protecting your dental health or improving the appearance of your smile. That’s why we’ve partnered with Hitachi to offer patient finance, as a helpful way of spreading the cost of your treatment. It’s also a more accessible way of paying for general dental treatments – especially as you can get 0% APR finance on treatments between £250 and £5,999.99.
You can use patient finance to cover the costs of private treatments, these can include:
- Dental implants
- Teeth straightening treatment
- Teeth whitening
- Crowns, bridges and veneers
How does patient finance work?
Simply put, patient finance makes your treatment accessible by spreading the cost.
You pay a fixed monthly amount for a set period of time. So, you don’t have to pay for the treatment in one go.
Can I get 0% APR patient finance?
0% APR finance is available for treatments between £250 and £5,999.99. This means you don’t pay any interest – you simply pay for the cost of your treatment.
0% APR finance ultimately removes upfront costs as a barrier to looking after your oral health.
We can also help you with treatments that cost £6,000 or more, by offering finance at 7.9% APR.
All loans are subject to status and you’ll need to be aged 18 or over and a UK resident to apply for finance.
Can I get finance for any dental treatment?
Patient finance covers treatment that costs over £250. You’ll need to pay for treatments that cost less than this in full once you receive them.
Do I have to pay a deposit?
A deposit isn’t required upfront – which means you don’t have to worry about affording an initial payment. But you can choose to pay one if it suits you – it’s entirely optional. Paying an upfront deposit could reduce the cost of your monthly repayments. This is something you can decide at the application stage.
How long do repayments last?
The payment length will depend on the treatment you choose, and the overall cost. Our finance options range from six to 72 months.
How do I sign up for patient finance?
When you come for a consultation and agree a treatment plan with your clinician, you’ll have the option to apply for patient finance. If you’re interested, a member of the reception team will ask for your email address and send you a link to a simple application form to complete. Once you find out if you’re eligible for patient finance, you can use it to help pay for your treatment.
Oasis Dental Care Limited t/a Bupa Dental Care, Vantage Office Park, Bristol, BS16 1GW (FRN: 710559) is authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender. Credit is subject to status and affordability and the minimum spend for credit is £250.
Finance is provided by Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The Register can be accessed through http://fca.org.uk. Registered Office: Hitachi Capital House, Thorpe Road, Staines upon Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491.
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Bupa Dental Care is a trading name of Oasis Healthcare Limited. Registered in England and Wales number: 03257078. Registered office: Bupa Dental Care Vantage Office Park, Old Gloucester Road, Hambrook, Bristol, United Kingdom BS16 1GW.